Report away from loans to possess a mortgage application

To find out just how much you borrowed, see 'Mijn schulden’ inside Mijn DUO. You can find notifications regarding the personal debt under ‘Mijn berichten’. These may end up being posted away. If you want a statement out-of debt for a mortgage app or income tax go back, oftentimes all the info in the Mijn DUO is sufficient.

On Netherlands, the scholar loans otherwise lifelong training borrowing was considered when figuring exactly how much you might obtain to own home financing. Extremely mortgage lenders for this reason wanted evidence of so it – particularly, the degree of your original personal debt. DUO have consented with loan providers as you are able to offer one to facts by distribution this new notice given at the start of your cost stage, claiming exactly how much you ought to pay off monthly. Discover which alerts when you look at the Mijn DUO, less than ‘Mijn berichten’.

Which notification you should submit relies upon if for example the installment stage began. If that try ahead of 2017, then you certainly gotten the newest alerts when you look at the January of the season for the and this your cost phase come. If it try throughout or immediately following 2017, your received they 2 months before the beginning of the the installment phase. Which is constantly in Oct otherwise November. Are you paying off a good lifelong studying borrowing from the bank? Your acquired the new alerts inside the January, after the prevent of lifelong reading borrowing.

Whenever you are not able to find the notice from inside the Mijn DUO, you might demand a duplicate using our online contact page. You will located that it by blog post within this two weeks.

More repayments

Maybe you’ve made volunteer additional money? Both, financial team keep this in mind when figuring simply how much you is acquire. Instance, because it has quicker your own leftover monthly instalments or since you has cleared the debt completely. Since facts, you need the newest confirmation your received after we canned your voluntary fee. And/or alerts stating the faster monthly instalment. If you paid from the better, you will want to found that it inside step 3 working days. If you don’t, it requires as much as 14 days.

If you’d like a far more detailed report of debt, we could age-post it for you to your demand. However, this will be simply you can easily for those who have registered a legitimate e-send target within the Mijn DUO. To protect your confidentiality, we cannot e-mail notifications, texts and other records. As well as, your request need come from the brand new elizabeth-post address entered inside the Mijn DUO.

In order to request the full statement regarding loans, play with the online contact form. Based upon your role, you’ll have the pursuing the pointers:

  • your brand spanking new financial obligation equilibrium at the start of the installment phase.
  • your obligations equilibrium, including interest accrued.
  • your rate of interest as well as period of validity.
  • this new quantities of any extra payments made in addition to their worth dates.
  • the dated and you may the fresh monthly instalments, as well as their starting dates.
  • the remaining title of loans.
  • verification from complete payment.

Annual statement to have Dutch income tax authorities

Normally, you don’t need so you can declare your an excellent beginner debt when submitting an income tax go back about Netherlands. For this reason, we do not give you a yearly declaration just like the fundamental. If you do would like to know your financial obligation balance, you’ll find it inside the Mijn DUO significantly less than ‘Mijn schulden’. And significantly less than ‘Schuldhistorie’ you will find the new wide variety your owed towards 31 December out of early in the day years.

Do you reside in this new Dutch Caribbean? And just have you paid back your own college student debt? You will located an annual report.

  • extent outstanding is over € step three,200 while solitary or maybe more than just € 6,eight hundred for those who have a partner, and
  • their possessions during the Package step three (deals and you can financial investments) surpass new different endurance. Inside the 2021 that’s € 50,100000 to own single persons or € a hundred,100000 to own people, to your site big date becoming .

You don’t have to condition your scholar loans because earnings whenever your document a taxation return. We are able to, but not, deliver a trains and buses statement if you would like it to own your statement.

While you are not able to log into Mijn DUO, use our very own on line contact form rather to inquire about to suit your annual report.